Let me be real for a second.

Financial Advisors must provide advice beyond investments to justify their fees.

With so many excellent, low-cost investment options these days it’s a rip-off to charge clients 1% of assets just to help them pick out a few mutual funds.

I love taking the veil off the industry and pointing out where all the costs can be found. 

It builds trust.

Then I show them how and why I get paid like I do, through a flat retainer that covers student loan planning, budgeting, and investments.

It’s a great feeling to know exactly what you’re paying and what you’re paying for!