Here’s some quick tips to boost your credit score:

Pay your bills on time – This is the most important factor in your credit score. Pay on time and in full, and you can build a solid financial reputation.

Manage your credit utilization – The ratio of your credit balances to your total available credit lines is your credit utilization. For example, if you have credit lines totaling $3,000 and your credit balances total $1,000, your credit utilization is 30 percent.

Ideally, you want to manage your credit utilization so you aren’t using more than 30 percent of your available credit.

Don’t close old accounts – You might think that closing a credit card account is the way to go when trying to fix your credit score, but this often isn’t the case.

An old account, especially if it is in good standing, can help your credit. The longer your credit history and the older the average age of your accounts, the better your credit score.

Use different types of credit – If you have a “thin file,” there isn’t much for lenders to make judgments about. A mix of revolving credit (like credit cards) and installment loans (like car payments or student loans) show that you can handle different types of debt.