In the game of football it’s often said that “speed” kills.

When it comes to personal finance, it’s “consistency” that kills.

To achieve financial success (with a high level of predictability), it’s all about achieving multiple small wins, rather than striving for a few big wins. 

This seems like a no-brainer, right?

The problem is consistency is boring and human nature tempts us to find a shortcut.

Hence, not long ago many people bought Bitcoin at all-time highs because everyone else seemed to be making a boatload of money.

The point is that the long-run is made up of many short-runs.

Focusing on winning the short-run by having a comprehensive plan and consistent, actionable steps to achieve goals is the key to success.

Aimlessly allocating money toward student loans, retirement accounts, and highly speculative investment strategies is a recipe for failure.

My job is to help my clients keep their eye on the ball and focus on getting consistent base hits, not swinging for the fences.

All the while I know the culmination of small wins will be a home run.