I’m working with a new attorney couple and, after crunching the numbers, I showed them how filing their taxes “separately” will save them literally $15,000 in student loan payments next year alone.

The total payoff savings (even net of taxes) is projected to be just over $170,000.

Here’s the verdict – it doesn’t always make sense to file separately while pursuing loan forgiveness, but it’s a strategy that should not be ignored!