I’m working with a new attorney client and he’s going to save over $100,000 by simply switching which income-driven plan he’s on.

It’s astounding that such a simple change can have this impact.

Most people just assume they’re on the right plan.

That’s a mistake – many of my clients now know that Navient, Nelnet, or any of the other student loan servicing companies don’t have your back when it comes to choosing a plan.

It’s critical to run the numbers because everyone’s situation is different.

As Ben Franklin said, “If you fail to plan then you’re planning to fail.”