If your firm does not offer a 401(k), or if you are ineligible to contribute within your first year of work it’s important to understand that you still have great retirement saving options.

Contributing to either a Traditional or Roth IRA is a wise move.

The Traditional IRA can be a great choice for Biglaw attorneys making a hefty income or any attorney on an income-driven plan.

The Roth IRA is optimal for small firm attorneys who’ve either refinanced their loans or have no loans at all.